The more I read and understand different types of investing, the more I want to include multiple types of funds into my portfolio. I moved from originally being 100% into a target date fund, into being split between 80/20 between VTI and VXUS.
I've now dropped international (I truly believe the world economy goes through the US for the foreseeable future). And my portfolio is now split into 60% VTI, 20% SCHD, 20% QQQM because I want to start building my dividend future.
I'm wanting to adjust my ratio one more time to hopefully incorporate another fund that spreads my footprint into other sectors, and possibly incorporate something with a higher risk with 5% of my portfolio. If i'm reading the overlap charts correctly there is around a 40% overlap between VTI and QQQM with most of that being because of the tech giants.
If you had my portfolio, where would you add onto it? I was thinking of possibly targeting real estate, utilities, or maybe data center/ AI infrastructure focused funds.
submitted by /u/thatrainydayfeeling
[link] [comments]
I've now dropped international (I truly believe the world economy goes through the US for the foreseeable future). And my portfolio is now split into 60% VTI, 20% SCHD, 20% QQQM because I want to start building my dividend future.
I'm wanting to adjust my ratio one more time to hopefully incorporate another fund that spreads my footprint into other sectors, and possibly incorporate something with a higher risk with 5% of my portfolio. If i'm reading the overlap charts correctly there is around a 40% overlap between VTI and QQQM with most of that being because of the tech giants.
If you had my portfolio, where would you add onto it? I was thinking of possibly targeting real estate, utilities, or maybe data center/ AI infrastructure focused funds.
submitted by /u/thatrainydayfeeling
[link] [comments]